Competitive interest rate and No Taxes withheld on interest earned from deposit
Regular Savings
A savings account is one of the simplest types of accounts. It allows you to store cash securely and earn interest on your money.
- Each member of the cooperative shall maintain a regular saving deposit account
- Initial deposit of P1,000 is required to open an account and order to gain interest.
Why you should open a saving account today:
- Saving account encourages saving habit among salary earns and others who have fix income
- It enables the depositor to earn income by way of saving interest
- It provides immediate funds.
ATM Savings
Save funds in this affordable ATM cards
- Inquiry – inquire for the current & available balance to any ATM terminals nationwide.
- Withdrawal – allows the depositor a maximum of P10,000.00 per withdrawal or P50,000.00 withdrawable amount per day to any ATM terminals nationwide.
- Bills Payment – allows payment of bills over Bancnet ATM nationwide
- POS – cashless shopping (charge free)
- Inter-bank Fund Transfer (IBFT) – enables transfer of funds from one account to another account maintained in another Bancnet member via ATM with a maximum amount of P50,000.00 a day.
- Internet Banking – conduct banking activities via internet for bills payment, transfer of funds, viewing of account balances and purchasing.
- ATM savings deposit with an annual interest rate of 1%
*Service Fee and Charges
| Balance Inquiry at any PinoyCoop ATM’s | P 2.00 |
| Withdrawal at any PinoyCoop ATM’s | P 5.00 |
| Balance Inquiry to other ATM’s | P 2.00 |
| Withdrawal to other ATM’s | P 15.00 |
Trust deposit
Deposits made “in the name of one person, as trustee for another” are known as “trust deposits.”
Mortuary Benefits
Benefits to:
- Member
- Non-member spouse
- Non-member parent of a single member
- Children below 18 years old
