Get a fast and easy loan with low interest rate.

Regular Loan

Providential Loan

loan that are intended to increase the income of the member/borrower,such as;

  • To start a business
  • Additional capital to an existing business
  • Farm production or farm expansion

Productive Loan

Loan for personal use or needs, which do not earn income for the member, such as;

  • Medical Expenses
  • Educational Expenses
  • House repair or renovation
  • Other necessary and urgent needs

 

Special Loan

(SBAP) Small business assistance program

 

  • Loan shall be intended for Business only
  • Must submit Business Permit or barangay Certification of Business operation, existing Business must be in operation for at least one (1) year.
  • Mode of payment is Daily

 

Capacity-Based Loan

Refers to the net savings of the member/borrower after deducting all his/her expenses and other payables, which could be made or used for payment of his/her loan.

 

 

Estate Loan

Use your property as collateral to get the financing you need.

 

  • Real property offered as collateral must be a titled lot/land within the operational area of TCC.
  • Area coverage is entire Mindanao.
  • Must be in the name of the member/borrower, if not or if owned by a third party it should be supported with an SPA duly notarized and must be free  from any encumbrances.
  • Must submit updated Tax Declaration and TaxCertification, and a vicinity map of the property.
  • Original Land Title must be deposited to TCC.

 

Agricultural Loan

Agricultural loans help farmers run their farms more efficiently. It can be difficult to keep up with all of the costs associated with running a farm, so farmers need low interest agricultural loans to help them stay afloat.

 

Commercial Loan

Commercial loans are granted to a variety of business entities, usually to assist with short-term funding needs for operational costs or for the purchase of equipment to facilitate the operating process.

Purpose:

To help the business meet more basic operational needs, such as funding for payroll or to purchase smaller supplies that are used in the production and manufacturing process.

 

Appliance loan

  • -Avails appliance unit of your choice in any appliance centre
  • -The amount of appliance should not exceed 5 times of borrower share capital
  • -Maximum repayment period is 12 months

 

 

Ayuda Sa Pensionado

It is a financing option made available to pensioners, retirees and those with pension plans wherein a portion of their future pension is put forward as collateral.

COVERAGE:

All members who are receiving retirement pension regularly from:

  • SSS (SOCIAL SECURITY SYSTEM)
  • GSIS (GOVERNMENT SERVICE INSURANCE SYSTEM)
  • PVAO (PHILIPPINES VETERANCE AFFAIRS OFFICE)
  • PNP OR AFP PENSION (PHILIPPINE NATIONAL POLICE ORARM FORCES IN THE PHILLIPPINES)

REQUIREMENTS:

  • ATM
  • Certification note from the bank
  • SSS or GSIS latest bank statement